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BUSINESS BANKING

Funding for the next stage of your business

From working capital and equipment purchases to expansion projects and property-related needs, our business lending options are designed to support viable businesses with a clear purpose for funding and an evidenced capacity to repay.

AT A GLANCE

What you can expect

  • Working capital and expansion finance
  • Equipment and asset funding
  • Business property lending
  • Structured facilities for established cash flows
HOW WE CAN HELP

Practical support, clearly explained

Every request is considered on its individual circumstances, applicable criteria, and the information available at the time of assessment.

01

Working Capital

Support short-term operating needs such as inventory, supplier payments, payroll timing, and seasonal cash-flow gaps.

02

Growth & Expansion

Fund eligible expansion projects, new locations, technology, fit-outs, and capacity-building initiatives.

03

Asset Finance

Finance eligible machinery, equipment, commercial vehicles, and other productive assets used in your operations.

PROCESS

What happens next

  1. 1

    Tell us how much funding is required, how it will be used, and how the business expects to repay it.

  2. 2

    Provide business registration, ownership, financial, banking, and tax information where applicable.

  3. 3

    We assess trading history, cash flow, existing obligations, and available security.

  4. 4

    Approved facilities are documented with the applicable rate, fees, conditions, and repayment schedule.

BE PREPARED

Information commonly requested

  • Business registration and ownership details
  • Recent business bank statements
  • Financial statements or management accounts
  • Funding purpose, quotations, contracts, or project details

Exact requirements vary by product, customer type, jurisdiction, purpose, and assessment. Additional information may be requested.

COMMON QUESTIONS

Helpful answers before you start

For product-specific pricing, eligibility, contractual terms, or a decision on an application, contact us directly.

Do start-ups qualify?

Eligibility depends on the facility and risk assessment. Early-stage businesses may need stronger supporting information, capital contribution, or security.

What can a business loan be used for?

Common purposes include working capital, expansion, equipment, vehicles, property, and other legitimate business needs.

How much can I borrow?

The approved amount depends on demonstrated repayment capacity, business performance, purpose, security, and credit assessment.

VIRENT GLOBAL BANK

Let’s discuss your business funding needs.

Speak with our team for guidance based on your circumstances.

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